SR4 Mortgages
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SR4 Mortgages

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Our services

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We advise on various types of lending:

  • Residential Purchases 
  • Re-mortgages 
  • Let to Buy 
  • Buy to Let 
  • Secured Loans 
  • Bridging Finance 
  • Commercial Finance 


With access to whole of market, not restricting choice to single or limited lenders, clients receive tailored solutions. 


Insurance advice is based on personal circumstances and need, carefully choosing cover from an extensive panel of insurance providers. 

Products we advise on are:

  • Life Insurance 
  • Critical Illness Cover 
  • Mortgage Protection 
  • Income Protection 
  • Family Protection 

  

Our services include referral services to related professionals such as solicitors, financial advisors and accountants. 

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Consultations

The initial assessment is free. Broker fees charged, are based on the complexity of your case and the type of mortgage. 


Please refer to your Client agreement for further guidance, which would be sent to you if we agree to act as your advisor. 


* NHS Staff will NOT be charged a broker fee, subject to broker discretion. Conditions 1 & 2 will apply. 


 *COVID 19: During the economic recovery period all front-line staff will be given either a discount or zero broker fee offer. Conditions 1 & 2 will apply. 

 

Conditions: 

1. Minimum Borrowing limits always apply. Borrowing has to be £120k and above to qualify. 


2. Income limits always apply. Below £35k for single applicants and below £50k combined income for joint applicants. 


* All broker fees are non-refundable. 

Disclaimers Important to Know:

 Your Home may be repossessed if you do not keep up repayments on your mortgage. False information or non-disclosure of information relating to insurance, will either result in the claim being declined or policy being void. 

All applications are subject to terms and conditions of the respective lenders and or providers. Please note that mortgages / secured lending is categorised under Regulated and Non-Regulated borrowing. For example, Buy to lets are Non-Regulated while Consumer Buy to lets are Regulated lending. 


 SR4Mortgages is a trading style of Five Star Mortgages Ltd who are an appointed representative of New Leaf Distribution Ltd, authorised, and regulated by the Financial Conduct Authority Number 460421. Registered office 1st Floor Princess Caroline House, 1 High Street, Southend on Sea, Essex, SS1 1JE. 


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